The Caribbean guilder: Curaçao’s current currency
Download an offline map of Curaçao before you leave. Mobile coverage is generally good, but an offline route is useful when you are looking for a small road to a cove. Refuel in time when heading west and check whether roadside assistance is included in the rental conditions. Distances are not large, but traffic around Willemstad can add time.
Can you pay with US dollars or euros?
Keep smaller notes for minor expenses; a large note is less useful at a small beach or in a taxi. When paying by card, check whether the amount is shown in Caribbean guilders or US dollars and review the receipt. A rental company may require a credit card for the deposit even if you paid the rental another way.
Debit cards and credit cards
Most hotels, restaurants and shops accept debit and credit cards. Check with your bank before traveling that overseas payments are enabled. A credit card can also be useful for rental-car deposits, because individual rental companies may have specific card requirements.
ATMs: Bankomatiko
Think about the route you will actually drive. You do not always need a car for Willemstad, but it makes Westpunt, Shete Boka and the small coves much easier. Before renting, check the deposit, insurance, fuel policy and whether the main driver needs a credit card in their own name. Do not leave valuables visible in the car.
Where is cash still useful?
A small amount of cash is useful at some beaches, smaller attractions and for certain taxi rides. Card payment can be less predictable away from Willemstad, so carry enough for an entrance fee, a drink or a simple lunch without walking around with a large amount of money.
Before you go
Tell your bank you are traveling if required, check card settings for overseas use and bring more than one payment method. Keep a small amount of cash separate for places where card payment is unavailable or temporarily not working.
- Enable worldwide card use before departure if your bank requires it.
- Bring a credit card when renting a car and check the deposit conditions in advance.
- Keep a small amount of Caribbean guilders or US dollars for small purchases.
- Check which currency a payment terminal is using and do not automatically accept dynamic currency conversion.
- Do not keep every card and all your cash in the same place.
Our practical take
The Caribbean guilder has been the official currency since 2025. Cards and US dollars are widely usable, but a little cash is still useful.
Tipping and understanding prices
Tipping is appreciated for good service, but first check whether a service charge has already been added. For budgeting, it is more useful to estimate daily spending on food, beaches and activities than to compare every price with home. The biggest differences usually come from accommodation, restaurants, beach clubs and excursions.
Frequently asked questions
What currency is used in Curaçao?
Curaçao uses the Caribbean guilder (XCG). Cards are widely useful, but it is still practical to carry a small amount of cash for smaller purchases.
Can you pay with US dollars?
US dollars are commonly accepted in tourist areas, but the exchange rate used by a business may differ. Paying in the local currency or by card is often clearer.
Do you need a credit card for a rental car?
Many rental companies require a credit card for the deposit. Check the conditions of your specific booking before departure so you know which card and limit are needed.